The Kannur Co-Operative Urban Bank
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Unlock the Power of Your Gold with Our Gold Loan

Need quick funds for personal, business, or emergency needs? Our Gold Loan offers a safe, secure, and hassle-free way to meet your financial goals by leveraging your gold assets.

Why Choose Our Gold Loan?

  • Instant Disbursal:
    Get your loan sanctioned and disbursed in minutes with minimal documentation.
  • Attractive Interest Rates:
    Enjoy competitive interest rates starting from 9% p.a.
  • Flexible Repayment Options:
    Choose from convenient repayment plans – monthly EMIs, bullet payments, or overdraft facility.
  • High Loan-to-Value (LTV):
    Avail up to 75% of your gold's market value.
  • Complete Transparency:
    No hidden charges. Clear terms and easy-to-understand process.
  • Safe Custody:
    Your gold is stored in secure vaults with 100% insurance coverage.

Loan ROI Details

1 Gold OD 3/4/2025 2500000 9
2 SIX Month Gold Loan 1/4/2024 2500000 10
3 Super Gold Loan 1/4/2024 2500000 9
4 Urban Gold Loan 1/4/2024 2500000 10.5

Loan ROI Details

Gold Loan Interest Rate
Up to 3 months 10%
Up to 6 months 10.50%
Up to 9 months 11%
Gold Linked OD Scheme 9.90%