The Kannur Co-Operative Urban Bank
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Unlock the Power of Your Gold with Our Gold Loan

Need quick funds for personal, business, or emergency needs? Our Gold Loan offers a safe, secure, and hassle-free way to meet your financial goals by leveraging your gold assets.

Why Choose Our Gold Loan?

  • Instant Disbursal:
    Get your loan sanctioned and disbursed in minutes with minimal documentation.
  • Attractive Interest Rates:
    Enjoy competitive interest rates starting from 9% p.a.
  • Flexible Repayment Options:
    Choose from convenient repayment plans – monthly EMIs, bullet payments, or overdraft facility.
  • High Loan-to-Value (LTV):
    Avail up to 75% of your gold's market value.
  • Complete Transparency:
    No hidden charges. Clear terms and easy-to-understand process.
  • Safe Custody:
    Your gold is stored in secure vaults with 100% insurance coverage.

Loan ROI Details

Sl No Loan Type Effect from Amount Upto ROI
1 Six Month Gold Loan 01/07/2025 400000 8.50
2 Super Gold Loan 01/07/2025 400000 10.00
3 Urban Gold Loan 01/07/2025 400000 11.00
4 Gold OD 03/06/2025 8000000 9.90

Loan ROI Details

Gold Loan Interest Rate
Up to 3 months 10%
Up to 6 months 8.5%
Up to 9 months 11%
Gold Linked OD Scheme 10.50%

CIBIL Based Interest Rate

CIBIL Score Interest Rate
Up to 3 months (Super Gold Loan) 10.00%
Up to 6 months (Six Month Gold Loan) 8.50%
Up to 9 months (Urban Gold Loan) 11.00%
Gold Linked OD Scheme (Gold OD) 9.90%