The Kannur Co-Operative Urban Bank
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TCH Home

Home Loans Made Simple

Whether you're buying your first home, upgrading to your dream house, or refinancing your current property — we’re here to help you every step of the way. Our home loan solutions are designed with your needs in mind, offering flexible terms, competitive interest rates, and expert guidance.

Why Choose Our Home Loans?

  • Competitive Interest Rates: Save more with rates that fit your budget.
  • Flexible Repayment Options: Choose a plan that works for you – monthly, bi-weekly, or customized schedules.
  • Fast Approvals: Quick and transparent approval process to get you moving sooner.
  • Expert Guidance: Our experienced loan officers are here to support you from application to closing.

Our Home Loan Products

  • New Home Purchase Loans: For first-time buyers and seasoned homeowners alike.
  • Home Construction Loans: Build your dream home from the ground up.
  • Home Improvement Loans: Renovate, remodel, or upgrade with ease.
  • Balance Transfer Loans: Switch your existing home loan and enjoy better rates and service.
  • Loan Against Property: Unlock the value of your home to meet personal or business needs.

Loan ROI Details

Sl No Loan Type Effect from Amount Upto ROI
1 Housing Loan 1/4/2024 1000000 9.75
2 Housing Loan 1/4/2024 2000000 10.25
3 Housing Loan 1/4/2024 4200000 10.75

CIBIL Based Interest Rate

CIBIL Score Interest Rate
800 and above 9%
750 – 799 9.75%
700 – 749 10.75%
650 – 699 12%